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|10-01-2009, 05:25 PM||#1 (permalink)|
أمتلك منتدى مجانى ولأول مره فى العالم بهذه المزايا
1 - منتدى فيبلوتن أصدار حديث معرب
2 - يحتوى على 16 أستايل أحترافى ألوان مختلفه وجذابه لترضى كل الأذواق
3 - أحدث لوحة أضافة مشاركات تحتوى على كل الأكواد
4 - أحدث هاك لعرض أخر المواضيع بالمنتدى
5 - معالجه لبيانات العضو فى الموضوع لتصبح على أروع مظهر
6 - أغلاق كافة الثغرات وضبط الأساسيات بأحترافيه كامله
7 - المجموعات بالصور المتحركه مثال
8 - الرتب للمجموعات بالصور المتحركه مثال
معالجة بيانات العضو فى الموضوع لتصبح أروع مايكون
أحدث لوحة أضافة مشاركات تحتوى على كل الأكواد
أضغط هنا لوضع بياناتك والحصول على المنتدى
شرح كتابة البيانات
بعد أرسال الطلب تصلك رساله على بريدك خلال 10 دقائق فقط
مثال للمنتدى الذى ستستلمه بأمر الله
|10-22-2009, 08:35 AM||#4 (permalink)|
Rich people spend how much would be satisfied?
For the wealthy, 2007 was the year that bigger was better -- from yachts and incomes to personal staff and art collections.
In 2008, the rich are likely to be uttering a new mantra -- downsizing. (world of warcraft gold)
The fallout from the debt-market crisis, along with growing concerns about inequality and the environment, are likely to usher in a year of moderation for the rich. Don't worry: Conspicuous consumption won't disappear.
Yet the recent surge in the population of millionaires and billionaires is likely to slow, at least in the near term. Buzzwords like 'mass luxury' and 'exclusive' are likely to be replaced by terms like 'authenticity' and 'sustainability.' In 2008, the rich will strive to be more down to earth, even as they take off in their new G550 private jets.
'I think there is increased anxiety among the wealthy,' says Peter White, a New York-based counselor to rich families. 'But I also think there is a greater understanding of the interconnectedness of things, that what they do in their individual lives can have broader implications.' World of warcraft Power Leveling
Here are some of the most likely trends among the super-rich for 2008.
Conventional wisdom today says the wealthy are exempt from the forces of economic gravity. Luxury real-estate sales are booming, say real-estate agents, even as the rest of the housing market craters. Neiman Marcus is outshining Wal-Mart. The rich will continue to spend, we're told, because they're receiving the lion's share of the nation's wealth and income growth.
This has held true -- so far. The rich (especially the super-wealthy) will fare better than the broader consumer, since they have more of a financial cushion. Yet because so much of today's wealth is tied to financial markets, the wealthy will feel the effects of any dramatic decline in stock markets, hedge funds and private equity. One key issue: Mergers and acquisitions -- the main drivers of big wealth -- could die down with tighter credit.
The rich have also been funding their lifestyles with debt -- from art loans and jumbo mortgages to jet financing. So if credit contracts further, high-end spending also will shrink. cd keys
Gregory D. Curtis, chairman of Greycourt & Co., a Pittsburgh-based wealth-advisory firm, says he knows several wealthy families who already have been burned by investments linked to subprime lending. 'The wealthy may have a bigger cushion between themselves and the wolf at the door,' he says. 'But they're not immune.'
The runaway prices for art, wine, vintage cars and other collectibles are sure to slow next year. The bubble may not pop, per se, since there is so much demand from the newly rich in China, Russia, the Middle East and Latin America. And so far, prices of collectibles have held firm. Yet the markets have become so overrun with financial speculators -- with art becoming the new 'non-correlated asset' and wine becoming the ultimate liquidity event -- that there's bound to be a correction. Look for price drops of 10% or more for some of the secondary artists and wine makers that rely on American buyers.
Private-jet makers are all touting their new 'green' programs, helping the wealthy ease their consciences about burning 600 gallons of fuel to fly to Florida. Carbon-offset programs will grow in popularity, along with efforts to reduce the number of jets flying empty on return trips. Runes of Magic gold
Green-friendly homes, or eco-mansions, will also make headlines, oxymoron or not. Look for more solar-powered home theaters, drought-averse (yet expensive) gardens and indoor bowling alleys made from recycled wood chips.
With the presidential election casting a spotlight on inequality, the rich will feel more like targets. Hillary Clinton and Barack Obama vow to raise certain taxes on the wealthy and liberal billionaires like Warren Buffett and Bill Gross have said the rich don't pay their share.
Whether it's out of enlightened self-interest or self-preservation, the rich may tilt left in 2008 in an effort to damp the growing populist streak in American politics. As Mr. Gross, who made his money in the bond market, put it in a blog post earlier this year, 'Now is the time, long overdue in fact, to admit that for the rich, for the mega-rich of this country, that enough is never enough, and it is therefore incumbent upon government to rectify today's imbalances.'
Any mere millionaire today can buy a Bentley, Hatteras yacht or Gucci bag. Yet how many people can say they've been to outer space? wow power level
Experience and access are quickly becoming new status symbols for the wealthy. The most prized experiences have an educational or altruistic bent, which help deflect populist criticism. Rather than buying another house or Swiss watch, the rich are trekking with penguins at the South Pole, having lunch with Nelson Mandela in South Africa or visiting a village in Bhutan to help build a school.
The final frontier in conspicuous consumption: space. In the end it's all about quality dinner conversation, and a rare trip aboard the space station will always outshine stories of another yachting trip to Greece.
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